• I would like to
    • Go to hospital
    • Deal with an accident
    • Make a claim
    • Invest >
      • Investment needs analysis
      • Child education fund >
        • Top 100 schools in South Africa
      • For retirement
      • For income in retirement
      • For capital growth
      • For a new car
      • For a new house
      • Offshore funds
    • Apply for insurance >
      • Life insurance.
      • Medical aid.
      • Car insurance quote
      • Car and household insurance.
      • Business insurance.
    • Appoint Daberistic as broker
    • Promotions >
      • Millionaire Investment Challenge - Allan Gray
    • Update my policy >
      • Investment
      • Life insurance
      • Medical aid >
        • Arrear Premiums
      • Car and household insurance
      • Business insurance
    • Make a Will
    • Set up a business
    • Get an accountant.
    • Get business tax advice
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    • Preferred Suppliers >
      • Panelbeaters
      • Doctors and dentists
      • Attorneys, Notaries, Conveyancers
    • Product news
    • Cancel Daberistic Services
  • Invest
    • Our fund selection process
    • Retirement annuity
    • Tax-free Investment Plan
    • Unit Trusts
    • Guaranteed Investments >
      • Guaranteed Investments Q&A
    • Preservation funds
    • Offshore
    • Education plan
    • Endowment
    • Participation Bond
    • Deposits
    • Cash management
    • Exchange Traded Funds
    • Share investing
    • Personalised share portfolio
    • Retirement income
  • Retirement Funds
    • Starting a Fund - What to Consider
    • Retirement Funds - Your Rights
  • Life
    • Life insurance >
      • Life insurance special offer
    • Accidental cover
    • Income protection
    • Lump sum disability
    • Business Assurance
    • Severe Illness
  • Health
    • Our services
    • Discovery Health >
      • How to Select a Discovery Medical Plan
      • Update 2018
      • Discovery Health Products
      • International Travel Benefit
    • Momentum Health >
      • Momentum Health Products
      • Update 2017
    • Bonitas >
      • Update 2018
    • Gap cover >
      • Sirago >
        • Sirago Products
        • Update 2018
    • Wellness programme >
      • Update 2018
    • Medical examination packages
    • FAQ
  • Insure
    • About Short Term
    • Service Charter
    • Car /House Insurance >
      • Car and House Application
      • Car Quotation
      • Building insurance >
        • Homeowners(Building) Application
        • Bank of Taiwan
    • Business insurance >
      • Business Insurance Application
      • Contractors All Risk (once Off) Application
    • Goods in Transit Insurance
    • Professionals take cover
    • Frequently asked Questions >
      • What to do after an accident
    • Updates
    • Forms
  • Financial Coach
    • Blog
    • Personal Financial Planning >
      • Financial freedom
      • Setting goals
      • Budgeting and cashflow management
      • Consumer Protection Act
    • Retirement planning >
      • Retirement Q&A
    • Risk planning >
      • Retirement funds
    • Tax planning
    • Investment planning >
      • What are unit trusts?
      • Active and passive investing
      • Chasing fund performance may be hazardous to your wealth
      • Understanding risk on and risk off
    • Family trusts
    • Wills and estate planning >
      • Make a will
      • Administering an estate / Duties of an Executor
      • What the executor must do once appointed
    • Business planning
    • Frequently asked questions
  • Accounting & Tax
    • About us >
      • DAA Proatia Manual
    • Accounting
    • Tax >
      • 2017 South Africa Budget and Tax Guide
    • Business Plan
    • Company Registration & Secretarial Services
    • Audit/Review/Compilation report
    • Frequently asked questions >
      • Establishing a Business in South Africa
  • About us
    • Who we are
    • What sets Daberistic apart
    • How we help our clients
    • Our clients
    • Community involvement
    • Promotions
    • Product providers
    • FAIS Disclosures
    • Company News >
      • Heritage Day 2015
      • Mandela Day 2016
    • Daberistic Academy >
      • Car insurance rating factors
      • Investment seminars
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      • Workplace skills >
        • Sales Scripts
        • Client Communication
        • Stress Management
        • Industrial Relations
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        • Employee Benefits
        • Company Values
        • Tax
        • Commercial Insurance
        • Gap cover
        • Excel
        • Retirement -
        • Retirement Annuity &Provident Fund
        • Marketing and Branding
        • Broker Appointment
        • Telephone etiquette
        • Client service etiquette
      • Mini MBA
    • Careers >
      • Positions >
        • HR and Finance Administrator
        • Short term broker
      • Questionnaires >
        • Pre-interview Elementary Test
        • Chinese Client Consultant Pre-interview Questionnaire
        • Short-term Insurance Administrator Pre-interview Questionnaire
        • HR and Finance Administrator Pre-interview Questionnaire
    • Company Documents >
      • Disclosure Letters
      • Proatia Manual
    • Contact us >
      • Cancellation
  • 我想要
    • 德博理财专栏
    • 查看旧德博理财专栏
    • 促销活动 >
      • 2018百万富翁投资挑战赛 Allan Gray
      • Fedgroup飞达参与分红债券
    • 申请新保险 >
      • 员工团体保险
      • 寿险/意外险报价资料表
      • 国际学生医疗保险
      • 商业保险
      • 医疗保险需求评估
      • 加入活力健康计划
      • 投资 >
        • 投资方案报价
        • 孩子教育基金. >
          • 非洲排名前100高中
          • 南非高校排行榜
        • 为年老时存钱.
        • 闲钱投资.
        • 月领退休金.
        • 免税投资账户.
        • 投资型保单.
        • 股票.
        • 基金
        • 海外基金
        • 房地产基金.
        • 投资
      • 汽车保险报价
      • 店面投保
    • 现有保单管理 >
      • 在线税务证明申请表格
      • 人寿险/意外险保单管理
      • 医疗保险管理 >
        • 新生儿加保申请表格
        • 家属退保申请表格
        • 国际旅游医疗福利
        • Discovery医保怀孕生产幼儿福利
        • 下载Discovery医疗保险证明
        • 下载Discovery医保税务证明
        • Sirago附加险索赔提交
      • 投资账户管理
      • 产物保险管理
      • 客服满意度问卷
    • 申请索赔
    • 住院
    • 常用专科医生名称中英文对照
    • 对付出车祸
    • 设立遗嘱 >
      • 遗嘱的生效和不生效
      • 遗嘱的处分
      • 遺囑執行人被任命後
    • 聘德博为经纪人
    • 非居民在南非开银行账户
    • 投资移民
    • 唐人街商铺联系方式
  • 财富管理
    • 2018投資理財專刊
    • 如何选择投资产品
    • 孩子教育基金
    • 为年老时存钱 >
      • 退休需要認真金錢
    • 闲钱投资
    • 海外投资 >
      • 如何投资海外资产
      • 南非外汇管制规定
      • Investors Trust外幣投資
    • 免税投资帐户 >
      • 免税投资账户问答集(Q&A)
    • 月领退休金
    • 投资型保单
    • 基金 >
      • 如何挑选基金
    • 稳赢固定利率保单
  • 员工福利
    • 公司团体医疗保险Q&A
    • 员工福利Q&A
    • 公积金Provident Fund说明
    • 中小企业员工福利完整套餐
  • ​人寿保险
    • 为什么要购买人寿保险
    • 人寿保险的妙用
    • 人寿保险常见问题回答
    • 购买人寿保险流程
    • 意外险
    • Sanlam意外险
    • Unity紧急意外险
    • 特殊寿险产品
    • Old Mutual绿光关怀计划.
    • 重大疾病险 >
      • 身体健康检查重要指标
      • 全球癌症病例激增
      • 细数癌症之最
    • 医疗保险保费返还 HPP
    • 美元人寿保险
  • 医疗保险
    • 南非的医疗保险介紹
    • 医疗保险Q&A常见问题回答
    • 如何选择医疗保险 >
      • 2017 医疗保险专刊
    • Discovery医疗保险 2019选项摘要 >
      • Discovery医疗保险 2019 - 如何选择医保选项
    • Discovery Vitality活力健康计划 2019 >
      • 激活你的健活奖励
    • Bonitas医疗保险2019介绍
    • Momentum医疗保险 2019介绍
    • 医疗附加险 >
      • 医疗附加险法规改变
  • 财产险
    • 雇主责任保险
    • 建筑工程一切险
    • 商业火险
    • 车险
  • 会计师事务所
    • 南非2018财政预算及税法
    • 南非2017财政预算及税法
    • 南非2016财政预算及税法
    • 南非2015财政预算及税法
    • 南非2008财政预算及税法
  • 关于我们
    • 我们如何与众不同
    • 我們如何帮助客户 - 保险篇
    • 我們如何帮助客户 - 投资理财篇
    • 德博理财学院 >
      • 标准销售话术
Daberistic
  • I would like to
    • Go to hospital
    • Deal with an accident
    • Make a claim
    • Invest >
      • Investment needs analysis
      • Child education fund >
        • Top 100 schools in South Africa
      • For retirement
      • For income in retirement
      • For capital growth
      • For a new car
      • For a new house
      • Offshore funds
    • Apply for insurance >
      • Life insurance.
      • Medical aid.
      • Car insurance quote
      • Car and household insurance.
      • Business insurance.
    • Appoint Daberistic as broker
    • Promotions >
      • Millionaire Investment Challenge - Allan Gray
    • Update my policy >
      • Investment
      • Life insurance
      • Medical aid >
        • Arrear Premiums
      • Car and household insurance
      • Business insurance
    • Make a Will
    • Set up a business
    • Get an accountant.
    • Get business tax advice
    • Get personal tax advice
    • Preferred Suppliers >
      • Panelbeaters
      • Doctors and dentists
      • Attorneys, Notaries, Conveyancers
    • Product news
    • Cancel Daberistic Services
  • Invest
    • Our fund selection process
    • Retirement annuity
    • Tax-free Investment Plan
    • Unit Trusts
    • Guaranteed Investments >
      • Guaranteed Investments Q&A
    • Preservation funds
    • Offshore
    • Education plan
    • Endowment
    • Participation Bond
    • Deposits
    • Cash management
    • Exchange Traded Funds
    • Share investing
    • Personalised share portfolio
    • Retirement income
  • Retirement Funds
    • Starting a Fund - What to Consider
    • Retirement Funds - Your Rights
  • Life
    • Life insurance >
      • Life insurance special offer
    • Accidental cover
    • Income protection
    • Lump sum disability
    • Business Assurance
    • Severe Illness
  • Health
    • Our services
    • Discovery Health >
      • How to Select a Discovery Medical Plan
      • Update 2018
      • Discovery Health Products
      • International Travel Benefit
    • Momentum Health >
      • Momentum Health Products
      • Update 2017
    • Bonitas >
      • Update 2018
    • Gap cover >
      • Sirago >
        • Sirago Products
        • Update 2018
    • Wellness programme >
      • Update 2018
    • Medical examination packages
    • FAQ
  • Insure
    • About Short Term
    • Service Charter
    • Car /House Insurance >
      • Car and House Application
      • Car Quotation
      • Building insurance >
        • Homeowners(Building) Application
        • Bank of Taiwan
    • Business insurance >
      • Business Insurance Application
      • Contractors All Risk (once Off) Application
    • Goods in Transit Insurance
    • Professionals take cover
    • Frequently asked Questions >
      • What to do after an accident
    • Updates
    • Forms
  • Financial Coach
    • Blog
    • Personal Financial Planning >
      • Financial freedom
      • Setting goals
      • Budgeting and cashflow management
      • Consumer Protection Act
    • Retirement planning >
      • Retirement Q&A
    • Risk planning >
      • Retirement funds
    • Tax planning
    • Investment planning >
      • What are unit trusts?
      • Active and passive investing
      • Chasing fund performance may be hazardous to your wealth
      • Understanding risk on and risk off
    • Family trusts
    • Wills and estate planning >
      • Make a will
      • Administering an estate / Duties of an Executor
      • What the executor must do once appointed
    • Business planning
    • Frequently asked questions
  • Accounting & Tax
    • About us >
      • DAA Proatia Manual
    • Accounting
    • Tax >
      • 2017 South Africa Budget and Tax Guide
    • Business Plan
    • Company Registration & Secretarial Services
    • Audit/Review/Compilation report
    • Frequently asked questions >
      • Establishing a Business in South Africa
  • About us
    • Who we are
    • What sets Daberistic apart
    • How we help our clients
    • Our clients
    • Community involvement
    • Promotions
    • Product providers
    • FAIS Disclosures
    • Company News >
      • Heritage Day 2015
      • Mandela Day 2016
    • Daberistic Academy >
      • Car insurance rating factors
      • Investment seminars
      • Personal finance seminars
      • Workplace skills >
        • Sales Scripts
        • Client Communication
        • Stress Management
        • Industrial Relations
        • Leadership
        • Employee Benefits
        • Company Values
        • Tax
        • Commercial Insurance
        • Gap cover
        • Excel
        • Retirement -
        • Retirement Annuity &Provident Fund
        • Marketing and Branding
        • Broker Appointment
        • Telephone etiquette
        • Client service etiquette
      • Mini MBA
    • Careers >
      • Positions >
        • HR and Finance Administrator
        • Short term broker
      • Questionnaires >
        • Pre-interview Elementary Test
        • Chinese Client Consultant Pre-interview Questionnaire
        • Short-term Insurance Administrator Pre-interview Questionnaire
        • HR and Finance Administrator Pre-interview Questionnaire
    • Company Documents >
      • Disclosure Letters
      • Proatia Manual
    • Contact us >
      • Cancellation
  • 我想要
    • 德博理财专栏
    • 查看旧德博理财专栏
    • 促销活动 >
      • 2018百万富翁投资挑战赛 Allan Gray
      • Fedgroup飞达参与分红债券
    • 申请新保险 >
      • 员工团体保险
      • 寿险/意外险报价资料表
      • 国际学生医疗保险
      • 商业保险
      • 医疗保险需求评估
      • 加入活力健康计划
      • 投资 >
        • 投资方案报价
        • 孩子教育基金. >
          • 非洲排名前100高中
          • 南非高校排行榜
        • 为年老时存钱.
        • 闲钱投资.
        • 月领退休金.
        • 免税投资账户.
        • 投资型保单.
        • 股票.
        • 基金
        • 海外基金
        • 房地产基金.
        • 投资
      • 汽车保险报价
      • 店面投保
    • 现有保单管理 >
      • 在线税务证明申请表格
      • 人寿险/意外险保单管理
      • 医疗保险管理 >
        • 新生儿加保申请表格
        • 家属退保申请表格
        • 国际旅游医疗福利
        • Discovery医保怀孕生产幼儿福利
        • 下载Discovery医疗保险证明
        • 下载Discovery医保税务证明
        • Sirago附加险索赔提交
      • 投资账户管理
      • 产物保险管理
      • 客服满意度问卷
    • 申请索赔
    • 住院
    • 常用专科医生名称中英文对照
    • 对付出车祸
    • 设立遗嘱 >
      • 遗嘱的生效和不生效
      • 遗嘱的处分
      • 遺囑執行人被任命後
    • 聘德博为经纪人
    • 非居民在南非开银行账户
    • 投资移民
    • 唐人街商铺联系方式
  • 财富管理
    • 2018投資理財專刊
    • 如何选择投资产品
    • 孩子教育基金
    • 为年老时存钱 >
      • 退休需要認真金錢
    • 闲钱投资
    • 海外投资 >
      • 如何投资海外资产
      • 南非外汇管制规定
      • Investors Trust外幣投資
    • 免税投资帐户 >
      • 免税投资账户问答集(Q&A)
    • 月领退休金
    • 投资型保单
    • 基金 >
      • 如何挑选基金
    • 稳赢固定利率保单
  • 员工福利
    • 公司团体医疗保险Q&A
    • 员工福利Q&A
    • 公积金Provident Fund说明
    • 中小企业员工福利完整套餐
  • ​人寿保险
    • 为什么要购买人寿保险
    • 人寿保险的妙用
    • 人寿保险常见问题回答
    • 购买人寿保险流程
    • 意外险
    • Sanlam意外险
    • Unity紧急意外险
    • 特殊寿险产品
    • Old Mutual绿光关怀计划.
    • 重大疾病险 >
      • 身体健康检查重要指标
      • 全球癌症病例激增
      • 细数癌症之最
    • 医疗保险保费返还 HPP
    • 美元人寿保险
  • 医疗保险
    • 南非的医疗保险介紹
    • 医疗保险Q&A常见问题回答
    • 如何选择医疗保险 >
      • 2017 医疗保险专刊
    • Discovery医疗保险 2019选项摘要 >
      • Discovery医疗保险 2019 - 如何选择医保选项
    • Discovery Vitality活力健康计划 2019 >
      • 激活你的健活奖励
    • Bonitas医疗保险2019介绍
    • Momentum医疗保险 2019介绍
    • 医疗附加险 >
      • 医疗附加险法规改变
  • 财产险
    • 雇主责任保险
    • 建筑工程一切险
    • 商业火险
    • 车险
  • 会计师事务所
    • 南非2018财政预算及税法
    • 南非2017财政预算及税法
    • 南非2016财政预算及税法
    • 南非2015财政预算及税法
    • 南非2008财政预算及税法
  • 关于我们
    • 我们如何与众不同
    • 我們如何帮助客户 - 保险篇
    • 我們如何帮助客户 - 投资理财篇
    • 德博理财学院 >
      • 标准销售话术
Picture
-》如何选择Discovery医疗保险选项?

Discovery医疗保险 2018选項摘要

Discovery已于2017年9月12日发表明年医保福利及保费调整。以下是本公司整理摘要提供读者参考。

投保Discovery医疗保险之六大理由

1. 南非最大医疗保险公司(超过271万投保人)
2. 财务坚强,醫療保險市場佔有率超過40%(129亿兰特现金储备)
3. 良好服务(周日时报奖)
4. 产品不断创新,整合优惠
5. 多种(23个)选项,供投保人选择
6. 科技便利

医疗保险四大福利区块

  1. 住院福利– 无限额, Discovery 911 急救车(0860 999 911),各大医院有专门照顾投保会员经理
  2. 慢性病福利– 包含27项常见慢性病用药;无限额癌症治疗福利;Dis-Chem药房购买高血压,高血脂,糖尿病以及哮喘慢性病相关食品,用品25%返还
  3. 平常看病福利(依选项而定)– 门诊,急诊,买药,产前检查 (所有選項每年8次),牙医, 配眼镜20%折扣(从医疗储蓄帐户给付),还有日常看病延伸福利,以及超额福利.
  4. 健康检查福利– Clicks或Dis-Chem药房量身高,体重,血压,血脂,血糖;子宫颈膜片;爱滋病

选项简介
​福利比較

    医疗保险报价

    请提供以下信息,我们会尽快与您联系。
提交
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住院赔付说明

Essential 1选项​​: 住院时专科医生费用给付至保险公司标准费用一倍
Classic, Smart 2选项​​:住院时专科医生费用给付至保险公司标准费用二倍,合约医生没有自付额
Delta Δ选项: 若非紧急情况使用网外医院,须首付R7,650. Smart選項R8,800.
KeyCare选项:若非急救情况,不得使用Keycare网外医院。不享有90天海外旅游紧急医疗福利。

2018年每月保费

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附注1:最多收三个儿童的保费
附注2:在南非35岁以上才参加医保者,根据法规保费增加幅度如下:35-40岁,5%; 40 – 50岁,25%; 50 – 60岁,50%,60岁以上,75%。保险公司可依其内部规定减免。
附注3:Discovery一般不保项目: 美容, 美容性整容, 乳房缩小或膨大,肥胖,体弱照顾,不孕,蓄意自伤,酒精或药物滥用,自愿参战,第三者法律应付费用,试验性治疗

其他Discovery医保会员福利

1. 90天五百万兰特海外旅游紧急医疗福利(不包括已有疾病)
2. Discovery 网上医院医生搜寻服务
3. 网上客户健康医疗纪录,手机软件服务
4. 医疗咨询服务热线: 0861 600 240
5. 非洲返回治疗福利Africa Evacuation Benefit

Vitality活力健康计划

积极奖励(每周饮品礼券),健身房最高100%折扣, SK电影院折扣卡
Woolwoths及Pick n Pay健康食品25%返还
Clicks及Dis-chem大藥房12類个人保健品25%返还
Sportsmans Warehouse及Totalsports运动用品25%返还
机票最高100%折扣(Kulula,英国航空,阿联酋航空), 酒店住宿15%-35%折扣,租车8%-25%,折扣
信用卡消费10%-20%返还,Apple手表,跑步鞋最高100%返还

Vitality健康计划会员月费

​主会员
R239
主会员+1
R289
主会员+2以上
R329

​警语:此中文翻译为帮助准客户能更清楚了解保险福利及费用,本公司尽其所能使翻译准确无误,惟不保证没有翻译上的错误或疏漏,保险的内容及价格以保险公司提供的官方文献为准。

地点

我们客户的评语

“谢谢你协助我向保险公司索赔我死去的丈夫人寿保险金200万兰特,让我能够照顾两个年幼孩子的需要。”

“你的理财忠告帮助我在众多复杂的投资选项中做正确抉择,并且在市场震荡时仍有信心,不轻易更换投资基金。

联系我们

总机 (+27)011 658 1333 (周一至周五上午8:00至下午4:30)
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What Our Clients Are Saying

"Thank you for the two million rand death claim payout on my late husband's life policy, it enables me to look after my two young children."

"Your advice has helped me navigate through the complex investment choices and stay on course in spite of market volatilities."

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