Over the years Discovery has gathered an in-depth understanding of the evolving risks against which their policyholders need protection.The complexity of the healthcare environment and continuous advances in medical technology mean that new treatments are continuously becoming available. In line with these trends, Discovery has enhanced their Severe Illness Benefit and re-engineered their multiple claims facility to offer broader and more relevant coverage. The LifeTime Severe Illness Benefit Discovery’s LifeTime Severe Illness Benefit provides clients with a minimum payment of 100% of their insured amount for all SCIDEP conditions. This benefit will pay up to 215% of the sum assured, based on the long-term impact of the illness and the life assured’s family composition at point of claim. Multiple claims The most comprehensive multiple claims facility on the market offers clients the ability to claim in excess of the benefit amount for multiple related non-progressive claims, regardless of whether a subsequent claim is of a higher, lower or the same severity as the previous claim. The new Cancer Relapse Benefit The Cancer Relapse Benefit will automatically form part of the new LifeTime and LifeTime Plus Severe Illness Benefits. On recurrence of a cancer after a one-year remission period, a client will receive an additional payment of 50% or 100% of their sum assured, based on the LifeTime Maximum they selected. The new Intensive Care Benefit The Intensive Care Benefit provides cover for intensive care unit (ICU) admissions for both natural diseases and unnatural trauma events, at no additional premium. The new Early Cancer Benefit The Early Cancer Benefit will automatically form part of the Comprehensive Plus and LifeTime Plus Severe Illness Benefits at no additional premium. The benefit provides cover for qualifying in situ cancers and precancerous prostatic lesions. BenefitBooster The BenefitBooster provides up to 40% additional severe illness cover at no additional premium. The Child Severe Illness Benefit and ParentCare These benefits provide automatic severe illness cover for the children and parents of the life assured on a Classic Life Plan. The Global Treatment Benefit The Global Treatment Benefit provides up to 180% of the benefit amount if treatment is required at top overseas facilities. As part of Discoveryr Severe Illness Benefit enhancements, they are running a limited special offer. Qualifying clients are able to select the LifeTime or LifeTime Plus Severe Illness Benefit and get the LifeTime portion of their Severe Illness Benefit premium for the first two years paid back to them in their first five-yearly PayBack. This is subject to the terms and conditions of the special offer. This special offer essentially allows clients to take out the LifeTime Severe Illness Benefit at the same effective premium as the Comprehensive Severe Illness Benefit for two years. This offer ends on 31 March 2017! To find out more information on the Severe Illness benefits contact Thato or Kevin in our Life Department, email life@daberistic.com, tel (011)658-1333 Source: Discovery
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January 2025
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