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We at Daberistic Financial Services understand the importance of protecting your assets against risks.
Personal Insurance insures your personal assets against losses due to Fire, Natural Disasters, Accident, Theft and Liabilities to Third Parties. The following can be included on your domestic insurance depending on your needs:
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Building
Your building and its fixtures and fittings including outside buildings will be insured against insured perils namely, Fire, Storm, Thunderbolt, Lightning. Cover will also include bursting Geysers.
Contents
Covers all contents inside your house which includes furniture, electrical appliances, electronic equipment, bedding, and clothing.
All Risk Items
This is a worldwide cover and covers items that you normally carry on you like Jewellery, iPads, Cellphones and Laptops or sporting equipment like Golf Clubs, Bicycles, and Quadbikes.
Personal Liability
Covers you for any damages that might be caused by your insured vehicle where you are held legally liable and or injuries or death that might be caused by either your insured property or contents where someone other than your family sues you as a result.
Motor
All types of private motor vehicles including LDV and Motorbikes are covered under this section for whatever type of cover you elect between the following:
Trailer
Covers all trailers licensed to be towed on public roads including camping trailers.
Caravans
Caravan and its contents can be included on your Domestic Insurance. Insurers will require the Caravan to be parked under shade at your premises.
Watercraft
This section will insure your boat and its trailer for either inland or coastal. Cover will be for the Hull and motor/s.
SASRIA
SASRIA is the only insurer in South Africa that provides cover for loss or damage to insured property as a direct result, of civil commotion, public disorder, strikes, riots and terrorism. SASRIA does not do direct business with the public but is included in most commercial and domestic insurance policies. Read more
Discovery as set out the following Guideline which helps give a clear conditions most insurers have for cover of different sections. Click to view
Your building and its fixtures and fittings including outside buildings will be insured against insured perils namely, Fire, Storm, Thunderbolt, Lightning. Cover will also include bursting Geysers.
Contents
Covers all contents inside your house which includes furniture, electrical appliances, electronic equipment, bedding, and clothing.
All Risk Items
This is a worldwide cover and covers items that you normally carry on you like Jewellery, iPads, Cellphones and Laptops or sporting equipment like Golf Clubs, Bicycles, and Quadbikes.
Personal Liability
Covers you for any damages that might be caused by your insured vehicle where you are held legally liable and or injuries or death that might be caused by either your insured property or contents where someone other than your family sues you as a result.
Motor
All types of private motor vehicles including LDV and Motorbikes are covered under this section for whatever type of cover you elect between the following:
- Comprehensive Cover – Insures for Accidents, Theft or Hijacking, Fire and Third Party
- Limited Cover – Insures only for Third Party, Fire and Theft
- Third Party – Insures only third party vehicle
Trailer
Covers all trailers licensed to be towed on public roads including camping trailers.
Caravans
Caravan and its contents can be included on your Domestic Insurance. Insurers will require the Caravan to be parked under shade at your premises.
Watercraft
This section will insure your boat and its trailer for either inland or coastal. Cover will be for the Hull and motor/s.
SASRIA
SASRIA is the only insurer in South Africa that provides cover for loss or damage to insured property as a direct result, of civil commotion, public disorder, strikes, riots and terrorism. SASRIA does not do direct business with the public but is included in most commercial and domestic insurance policies. Read more
Discovery as set out the following Guideline which helps give a clear conditions most insurers have for cover of different sections. Click to view