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全球癌症病例激增

Picture
全球癌症增1410万例 乳癌激增20%

世界衞生组织所属的国际癌症研究机构(IARC)去年12月发表最新研究数据,过去一年来,全球癌症新增病例达到1410万,其中乳癌更是激增20%,这样的调查结果让世卫不敢掉以轻心。

IARC这份报告是针对184个国家和地区的28种癌症情况进行的统计调查,数据显示,全球每年新增癌症病例为1400万,这让IARC警告,预计到2025年,全球每年新增癌症病例将会上升至1900万。

其中调查更显示,全球各地最常见的癌症包含肺癌、乳癌、大肠癌,不过致死率最高的癌症则是肺癌、肝癌以及胃癌。

只是这回的数据显示,乳癌病例激增20%,幅度之高,让IARC不得不提出警讯,其中该机构更点出,要控制乳癌未来激增的办法,包含要在低开发国家地区建立起一套更有效且更平价的诊断方法以达到“早期发现”的效果。


​重大疾病险扮演重要角色

基于以上数据,德博保险理财公司建议读者应考虑购买重大疾病险或防癌险。现代社会发展,导致污染越来越严重,诸如水污染,农产品污染,空气污染。还有商人制造并贩卖过期食品,假食品,掺有毒成分的食品,长期食用造成对人体的残害。这些因素造成人身体细胞病变,衍生成癌症细胞。加上城市化,而城市中人生活不规律,饮食习惯不良,长期也造成细胞病变。

癌细胞若能及早诊治,就有完全根治的机会。但也有些癌症,例如胰腺癌,是很难治的。

重大疾病险和癌症险提供对癌症的保障。投保时客户选择投保金额,最低10万元,最高可达一千万元。投保期限可为终生,或到65岁截止。投保期间若客户被医生或医院诊断有癌细胞,即可向保险公司申请理赔。客户持有索赔表格,医生诊断报告,以及相关化验报告,即可向保险公司申请理赔。

有的寿险公司会根据癌症严重程度,一期,二期,三期或末期而理赔,严重程度越高,理赔金额越高。有些寿险公司则不论癌症严重程度,均以投保金额全额理赔。
​
在购买重大疾病险或癌症险,客户应询问所保癌症项目,以了解保险内容。有的可能只针对一个癌症项目保险,例如男性摄护腺癌。有的可能针对性别,例如女性癌症保险。有的则涵盖全面,提供所有癌症保险。

地点

我们客户的评语

“谢谢你协助我向保险公司索赔我死去的丈夫人寿保险金200万兰特,让我能够照顾两个年幼孩子的需要。”

“你的理财忠告帮助我在众多复杂的投资选项中做正确抉择,并且在市场震荡时仍有信心,不轻易更换投资基金。

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