Momentum Health ranks amongst the top three largest medical schemes in South Africa. With Momentum Medical Scheme, you have access to a wide range of medical aid options and industry-leading benefits. Whether you’re a student looking for the most affordable medical aid, a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa.

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2025 Update & Enhancements 

Why Momentum Health

• HealthReturns - Free incentive programme that rewards you for taking ownership of your health.
• HealthSaver - A voluntary savings account. Pays for treatments and procedures not covered byyour option.
• Hello Doctor - Free expert health advice from qualified doctors using your phone/mobile device.

​Ingwe Option

This option is also ideal if you are you an international student looking for a reliable and affordable health plan for students in South Africa for less than a R1000.

Ingwe Option. It’s great if you’re a first-time earner or a student needing affordable medical aid cover in South Africa. Even though it’s an entry-level medical aid plan, you get hospital and day-to-day cover and chronic illness benefits when you use the network providers.

​What it covers:

• Unlimited access to any private hospital in South Africa
• Unlimited doctor visits
• Emergency benefits
• Dentistry
• 3 virtual doctor consultations per annum including scripting of medication where required and many other benefits from Momentum

​Momentum Health4Me

Momentum Health4Me allows employer groups to offer cost-effective healthcare cover to their employees earning less than R30 000 per month. In line with Momentum's focus on innovation and flexibility, Momentum Health4Me follows a building block approach. Employers can choose the combination of benefits most suitable to their employees' needs and available budget.
Day-to-day benefits are offered in three packages, ranging from a comprehensive set of benefits (Gold option), to a limited set of benefits (Bronze option)
Day-to-day benefits are provided by selected healthcare professionals. Through effective planning and resource management, our primary care network is integral to ensuring quality service delivery at an affordable cost. We take pride in our provider profiling process, which assists healthcare professionals to supply our members with the appropriate level of care and to co-ordinate all related healthcare needs.

Major medical event benefits protect against the costs of higher risk events, such as accident and emergency (heart attack and stroke) cover. Major medical event benefits are offered in two packages ranging from a comprehensive set of benefits (Standard option), to a limited set of benefits (Base option).
Note: Health4Me is not a medical scheme product, and is not a substitute for medical scheme membership. ​

Multiply

Discounts: Whether you're looking to save on gym memberships, healthy food, or wellness products, Multiply has got you covered. Companies like Russel Hobbs, Airlink, Emirates, Nandos, Numetro, Netflorist and many others.

Cashbacks: Get a percentage of the amount you spend as cashbacks when you shop at these following places:

• ​Pick n Pay
  
• Clicks
  
• Dis-Chem

Why Daberistic Health

Our brokers have over 25 years of experience in the Health sector.
We understand the healthcare needs of SMEs (Small/Medium Enterprises) of between 5 and 500 people in South Africa.
We service each employer group according to an agreed, customised Service Level Agreement.
A healthcare consultant is assigned to each employer group, to provide dedicated support.
We provide an annual medical scheme review and product training session to qualifying employer groups.