Investing Offshore
Investing offshore allows you to spread your investment risk across different economies and regions. It also gives you access to industries and companies that may not be available locally.
Offshore investments may perform better at times than local investments, and vice versa, depending on various factors, such as global economic conditions and exchange rates. You can choose the investment option that suits your needs and you can access your money at any time. You receive consolidated reporting for your foreign-currency investments. What are the benefits of investing offshore? |
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Tax efficiency |
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Investment choice |
You have access to a range of offshore designed to enable you to select one or more underlying unit trust funds to suit your risk profile.
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Discipline, flexibility and freedom |
You can access your money at any time and make changes to your investment whenever you need to, no transaction fees and no penalties.
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Transparent fees and regular reporting |
All fees are fully disclosed and we will keep you regularly informed on all aspects of your investment. You may also access your investment information online.
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Transfer of wealth |
No beneficiaries are nominated, in the events of your death funds are paid to the estate and a will needs to be in place
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Who should consider investing in an offshore
• Individuals and entities
• You are looking for steady, long-term capital growth
• You are ideally investing for at least three years
• You are comfortable with taking on some risk of market fluctuation and potential capital loss
• You are looking for steady, long-term capital growth
• You are ideally investing for at least three years
• You are comfortable with taking on some risk of market fluctuation and potential capital loss
What are the minimum investments?
Rand-denominated offshore funds: The minimum investment is R500 per month. You may also stop contributing at any time without penalty.
The minimum once-off lump sum investment is R20,000.
Direct offshore funds: Minimum USD1,500 once off. Monthly debit order: USD 200 per month
The minimum once-off lump sum investment is R20,000.
Direct offshore funds: Minimum USD1,500 once off. Monthly debit order: USD 200 per month
What are our fees?
For offshore , our initial advice fee is 1.50% plus VAT.
Our annual advice fee is 0.80% plus VAT, deducted monthly from your offshore account.
For clients with investment portfolio greater than R3 million, our fees are negotiable on a sliding scale.
Our annual advice fee is 0.80% plus VAT, deducted monthly from your offshore account.
For clients with investment portfolio greater than R3 million, our fees are negotiable on a sliding scale.
Our product providers
Allan Gray, Discovery Invest, Glacier International, Momentum Wealth, Old Mutual International
Our Preferred provider
Allan Gray |
We select Allan Gray as our preferred provider for the following reasons:
1. Reputable asset management company; 2. Financially sound; 3. Efficient administration platform; 4. Clever use of technology delivers excellent user interface; 5. Excellent staff delivers excellent client service; 6. Competitive platform administration cost; 7. Select range of good performing unit trusts; 8. Easily creates customisable, informative investment overview; 9. Enables clients to submit instructions online. |