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        • 下载Discovery医疗保险证明
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        • 医疗保险升级
        • 取消医疗保险
        • 取消公司员工医疗保险
      • 投资账户管理
      • 产物保险管理
      • 客服满意度问卷
    • 申请索赔 >
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      • 慢性病福利申请
      • Discovery国际紧急医疗保险索赔
      • Sirago附加险索赔提交
      • 申请车险索赔
    • 住院
    • 常用专科医生名称中英文对照 >
      • 约堡市北区最好的全科医生
      • 约堡市东区最好的全科医生
      • 约堡市北区最好的牙科医生
      • 约堡市最好的妇产科医生
      • 约堡市最好的心脏科医生
      • 约堡市最好的胃肠科医生
      • 开普敦市最好的全科医生
    • 出车祸处理
    • 设立遗嘱 >
      • 遗嘱的生效和不生效
      • 遗嘱的处分
      • 遺囑執行人被任命後
    • 聘德博为经纪人
    • 非居民在南非开银行账户
    • 投资移民
    • 唐人街商铺联系方式
  • 财富管理
    • 如何选择投资产品
    • 企业投资账户
    • 私人投资账户
    • 孩子教育基金
    • 为年老时存钱 >
      • 退休需要認真金錢
    • 闲钱投资
    • 海外投资 >
      • 如何投资海外资产
      • 南非外汇管制规定
      • Investors Trust外幣投資
    • 免税投资帐户 >
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    • 月领退休金
    • 投资型保单
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    • 稳赢固定利率保单
  • 员工福利
    • 公司团体医疗保险Q&A
    • 员工福利Q&A
    • 公积金Provident Fund说明
    • 中小企业员工福利完整套餐
  • ​人寿保险
    • 为什么要购买人寿保险
    • 人寿保险的妙用
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    • 购买人寿保险流程
    • 美元人寿保险
    • 意外险
    • 特殊寿险产品
    • 重大疾病险 >
      • 身体健康检查重要指标
      • 全球癌症病例激增
      • 细数癌症之最
    • Sanlam意外险
  • 医疗保险
    • 南非的医疗保险介紹
    • 医疗保险Q&A 常见问题回答 >
      • Discovery 非洲医疗福利
    • 如何选择医疗保险
    • Discovery医疗保险 2025摘要
    • Discovery医疗保险 2024摘要
    • Discovery Vitality活力健康计划 2024 >
      • 激活你的健活奖励
    • Bonitas医疗保险
    • Momentum 医疗保险
    • 医疗附加险 >
      • Discovery 附加险
      • Sirago 医疗附加差额险
    • 紧急意外险
    • 牙科保险
  • 财产险
    • 雇主责任保险
    • 建筑工程一切险
    • 商业火险
    • 车险
    • 暴动险 Sasria
    • 常见问题
  • 会计师事务所
    • 南非政府2025财政预算及税法
    • 南非2024财政预算及税法
    • 南非2023财政预算及税法
    • 南非2021财政预算及税法
    • 南非2020财政预算及税法
    • 南非2019财政预算及税法
    • 南非2018财政预算及税法
    • 南非2017财政预算及税法
    • 南非2016财政预算及税法
    • 南非2015财政预算及税法
    • 南非2008财政预算及税法
  • 加入我们
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    • 我们如何与众不同
    • 我們如何帮助客户 - 保险篇
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    • 联系我们
Picture
On 21st September 2022, Discovery hosted their virtual workshop with over 10,000 brokers, to announce Discovery's benefits and contribution updates for 2023. Below is a summary what you need to look forward to in 2023 for Discovery Health and Vitality.

No increase in contributions until 01 April 2023
​

Every year, medical schemes increase contributions by medical inflation to meet the expected cost of healthcare claims in the following year.
Discovery Health will only increase contributions for 2023 on 1 April 2023. Members will therefore enjoy 2023 benefits at 2022 rates, for the first three months of the year. The increase on 1 April 2023 will be in line with medical inflation, expected to range between CPI plus 3 - 4%, which would be about 10% increase. Discovery will only confirm the exact increase percentage and new premium in February 2023.
2023 Benefit updates

  1. Oncology Benefit Increase: DH will increase the threshold of the Oncology Benefit on all plans by 25% in 2023 to address these changes and to manage the ongoing costs of the benefit to the Scheme. The current benefit is R200,000 and it will be R250,000 for oncology benefits.
  2. Increase in Benefit Limits, Co-payments and deductibles: Benefit limits, co-payments and deductibles will increase by 6% and Annual Thresholds for the Executive, Comprehensive and Priority plans will increase by 9.9%.
  3. Change to Medicine List: Certain changes to the medicine lists and Chronic Drug Amounts will apply from 1 January 2023. Affected members have been informed about these changes. Members have until the end of 2022 to change their treatment to avoid or reduce the co-payments that the changes may cause.
  4. Disease Prevention Programme: Discovery Health is introducing a Disease Prevention Programme to help members who are at high risk of diabetes or cardiovascular disease to reduce their risk of developing the disease.
Introducing Essential Dynamic Smart Plan
If you are a tech-savvy, then there’s good news! Discovery Health is introducing a new plan called Essential Dynamic Smart Plan in 2023, it only costs R1450 per month and it is personalised. It will connect a member with the most efficient hospital for their admission at a specific point in time. (Deductible/co-payment will occur if choosing other providers)
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Introducing the WELLTH Fund
 
The WELLTH Fund enables members to better understand their health status. The fund does this by giving risk funding of up to R10,000 per family for a broad range of health screenings and preventive healthcare services – over and above the yearly Screening and Prevention Benefit. It is going to start from 01st January 2023 for 24 months. Simply unlock the benefit by having one health check-up.
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Below are the brochures for October 2022 till March 2023, it will be updated when information from April 2023 is available:

2022 contribution table
Hospital Network List 2022

Executive Plan 2022
Comprehensive Plans 2022
Priority Plans 2022
Saver Plans 2022
Smart Plans 2022
Core Plans 2022
KeyCare Plans 2022

Forms for 2022:
Applying to become a member of Discovery Health Medical Scheme 2022
Applying to join Discovery Health Medical Scheme when moving from another medical scheme 2022
Employer application to join Discovery Health Medical Scheme 2022


To speak to a Medical Aid Consultant, please email [email protected], Tel 011-6581333, Option 2 for Medical Aid.

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