On 21st September 2022, Discovery hosted their virtual workshop with over 10,000 brokers, to announce Discovery's benefits and contribution updates for 2023. Below is a summary what you need to look forward to in 2023 for Discovery Health and Vitality.
No increase in contributions until 01 April 2023
Every year, medical schemes increase contributions by medical inflation to meet the expected cost of healthcare claims in the following year.
Discovery Health will only increase contributions for 2023 on 1 April 2023. Members will therefore enjoy 2023 benefits at 2022 rates, for the first three months of the year. The increase on 1 April 2023 will be in line with medical inflation, expected to range between CPI plus 3 - 4%, which would be about 10% increase. Discovery will only confirm the exact increase percentage and new premium in February 2023.
No increase in contributions until 01 April 2023
Every year, medical schemes increase contributions by medical inflation to meet the expected cost of healthcare claims in the following year.
Discovery Health will only increase contributions for 2023 on 1 April 2023. Members will therefore enjoy 2023 benefits at 2022 rates, for the first three months of the year. The increase on 1 April 2023 will be in line with medical inflation, expected to range between CPI plus 3 - 4%, which would be about 10% increase. Discovery will only confirm the exact increase percentage and new premium in February 2023.
2023 Benefit updates
- Oncology Benefit Increase: DH will increase the threshold of the Oncology Benefit on all plans by 25% in 2023 to address these changes and to manage the ongoing costs of the benefit to the Scheme. The current benefit is R200,000 and it will be R250,000 for oncology benefits.
- Increase in Benefit Limits, Co-payments and deductibles: Benefit limits, co-payments and deductibles will increase by 6% and Annual Thresholds for the Executive, Comprehensive and Priority plans will increase by 9.9%.
- Change to Medicine List: Certain changes to the medicine lists and Chronic Drug Amounts will apply from 1 January 2023. Affected members have been informed about these changes. Members have until the end of 2022 to change their treatment to avoid or reduce the co-payments that the changes may cause.
- Disease Prevention Programme: Discovery Health is introducing a Disease Prevention Programme to help members who are at high risk of diabetes or cardiovascular disease to reduce their risk of developing the disease.
Introducing Essential Dynamic Smart Plan
If you are a tech-savvy, then there’s good news! Discovery Health is introducing a new plan called Essential Dynamic Smart Plan in 2023, it only costs R1450 per month and it is personalised. It will connect a member with the most efficient hospital for their admission at a specific point in time. (Deductible/co-payment will occur if choosing other providers)
If you are a tech-savvy, then there’s good news! Discovery Health is introducing a new plan called Essential Dynamic Smart Plan in 2023, it only costs R1450 per month and it is personalised. It will connect a member with the most efficient hospital for their admission at a specific point in time. (Deductible/co-payment will occur if choosing other providers)
Introducing the WELLTH Fund
The WELLTH Fund enables members to better understand their health status. The fund does this by giving risk funding of up to R10,000 per family for a broad range of health screenings and preventive healthcare services – over and above the yearly Screening and Prevention Benefit. It is going to start from 01st January 2023 for 24 months. Simply unlock the benefit by having one health check-up.
The WELLTH Fund enables members to better understand their health status. The fund does this by giving risk funding of up to R10,000 per family for a broad range of health screenings and preventive healthcare services – over and above the yearly Screening and Prevention Benefit. It is going to start from 01st January 2023 for 24 months. Simply unlock the benefit by having one health check-up.
Below are the brochures for October 2022 till March 2023, it will be updated when information from April 2023 is available:
2022 contribution table
Hospital Network List 2022
Executive Plan 2022
Comprehensive Plans 2022
Priority Plans 2022
Saver Plans 2022
Smart Plans 2022
Core Plans 2022
KeyCare Plans 2022
Forms for 2022:
Applying to become a member of Discovery Health Medical Scheme 2022
Applying to join Discovery Health Medical Scheme when moving from another medical scheme 2022
Employer application to join Discovery Health Medical Scheme 2022
To speak to a Medical Aid Consultant, please email health@daberistic.com, Tel 011-6581333, Option 2 for Medical Aid.
2022 contribution table
Hospital Network List 2022
Executive Plan 2022
Comprehensive Plans 2022
Priority Plans 2022
Saver Plans 2022
Smart Plans 2022
Core Plans 2022
KeyCare Plans 2022
Forms for 2022:
Applying to become a member of Discovery Health Medical Scheme 2022
Applying to join Discovery Health Medical Scheme when moving from another medical scheme 2022
Employer application to join Discovery Health Medical Scheme 2022
To speak to a Medical Aid Consultant, please email health@daberistic.com, Tel 011-6581333, Option 2 for Medical Aid.