Advice and coaching on healthcare products that protect and enhance your health
What is Medical Aid
Medical aid is a form of insurance that provides cover for private medical care and medical costs should you be involved in an accident, fall ill or require emergency medical treatment in hospital. Being on the right medical aid scheme with the right options for your lifestyle, is not only convenient but very useful. Medical aid is probably the most important insurance you will ever take out.
Medical Aid covers, from small visits to the doctor, to having a major operation. When you don’t have the right cover you don’t have access to crucial funds for you and your family, and these costs often lead to unnecessary financial stress
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Daberistic Solutions will help you with a host of different Medical Aid quotes, ranging from:
Why should I have a medical aid?
In laymen's terms, the purpose of a medical aid is to ensure that you are able to pay for treatment received from either a GP or specialist, or while in hospital.It is very important to "insure" your health. Accidents can happen and you and your family's health is unpredictable. If you cannot afford comprehensive cover, at least a basic hospital plan is recommended.
What is a Medical Savings Account?
The Medical Savings Account is an amount you get at the beginning of the year or when you join Medical scheme. You pay back this amount monthly as part of your medical scheme contribution. This will pay for day-to-day medical expenses like GP visits, radiology and pathology from the Medical Savings Account, as long as you have money available. Any money remaining in the Medical Savings Account at the end of the year will carry over to the next year.
If you leave the Medical Scheme or downgrade your health plan before the year is up, you will owe Medical Scheme the portion of the Medical Savings Account you have used but have not yet paid back
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