Given the high incidence of hijackings, accidents and vehicle thefts reported in South Africa each year, it's unsurprising that tracking devices have become a relatively commonplace in recent times, with many insurers requiring that certain vehicles be equipped with one in order to qualify for cover. It's important to remember that not all tracking devices are created equal. While some are optimised to track speed, others are specifically designed to monitor impact and positioning. Given the differences in modality and functionality, you'd be well advised to do your homework before arming yourself with a new device, as your choice could impact both your cover, monthly premiums and any future insurance claims. Source: IOL By: Karabo Kopeka Below is FAQ from Hollard
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Further to the communications relating to Power surge and Electricity grid failure or interruption Santam has a summary of changes to the Mainframe clauses and policy wordings. Mainframe policy wording The wording for the following products were updated: • Santam Commercial (wording also used for Heavy Haulage, religious institutions and educational institutions) • Santam Agriculture (wording also used for wine industry) All updates for RSA and Namibia. Should you have any questions regarding your policy please contact Alen email: service@daberistic.com tel:(011)658-1333
Source: Santam Dentistry Cover is a health insurance policy that is designed to assist individuals and families to fund the high cost of private dentistry. Zestlife offers you a choice of Dentistry Cover options. Comprehensive Dentistry Cover: Provides funding for a comprehensive range of dentistry treatment costs. High stated cover amounts* are provided to fund in part or whole, the actual costs of dentistry, emergency, accidental, illness related and specialised dental treatment. Core Dentistry Cover: Provides more affordable funding for frequently incurred dentistry treatment costs. This option pays lower stated cover amounts* to fund in part or whole, the actual costs of dentistry, emergency, accidental and illness related dental treatment costs. The Comprehensive and Core options are suitable for individuals and families on medical aids that provide limited or no dental cover. Both the Comprehensive and Core options can also be used by individuals and families who are not on medical aid and have no existing dental cover. This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership. *The stated benefit amounts are the total benefit to cover the costs relating to the diagnosis, subject to the terms and conditions of the policy. Who is covered? Cover is available to you as an “individual” as the only life insured or to you and your immediate family. The family option includes cover for yourself, spouse and children as well as grandchildren. To qualify for cover a grandchild must be a dependant on your medical aid. SPOUSE is the person to whom you are married by law, tribal custom or tenets of any religion and common law. Only one spouse can be covered under the policy. CHILD(REN) means your child or children, legally adopted children, stepchildren under the age of 21 or older if they are physically or mentally handicapped and dependant on the parents for financial support, or your grandchildren provided that they are dependants on your South African medical aid. If you would like to read more on this cover Click here
For a full consultation please contact Jo in our Health department email service@daberistic.com, tel (011)658-1333 Source: Zestlife Progressively more articles are appearing warning that the South African economy is heading for a total implosion. The sentiment is incredibly bearish on the ground and South Africans are finding themselves between a rock and a hard place. Should we pack up and immigrate, should we throw in the towel and prepare ourselves for a complete collapse, and/or should we take all our money offshore? For our investors investing in Morningstar Managed Portfolios, click below to access the latest performance snapshot, market commentary and market performance summary:
Morningstar SA Managed Portfolios Morningstar Global Managed Portfolios (USD) Market Commentary - SA and Global Market Performance Summary - SA and Global In the run-up to savings month this July, we’ve been sharing quite a lot of content such as how to cultivate healthy financial habits as early as possible, the power couple that is savings and investing, the perils of sitting on the sidelines and not investing your cash as well as the importance of saving consistently. In this article, we’re going to keep things a bit more practical and look at the various choices or products available through which to save and grow wealth. In the era of digital transformation, cloud storage and file sharing services have become essential tools for businesses globally. As remote work becomes increasingly common, the need for reliable, secure, and efficient file management is more important than ever. This article explores some of the top business cloud storage and file sharing solutions in 2023, namely Microsoft OneDrive, Dropbox, IDrive, and Google Drive. 1. Microsoft OneDrive for Business Microsoft OneDrive for Business offers a robust cloud storage solution, integrating effortlessly with Microsoft's suite of online tools like Microsoft 365. Features: - Comprehensive integration with Microsoft Office tools. - Real-time collaboration on documents. - Advanced search functions. - Robust security measures including data encryption and compliance features. - Data loss prevention and versioning. Pricing: - Plan 1: $5.00 (R88.90) user/month (annual commitment), offering 1 TB per user. - Plan 2: $10.00 (R177.80) user/month (annual commitment), offering unlimited cloud storage. - Microsoft 365 Business Standard: $20.00 (R222.30) user/month (annual commitment), including OneDrive, Office apps, and more. This bundled package offers more value compared to the first two plans. 2. Dropbox Business Dropbox Business provides flexible solutions catering to businesses of varying sizes. Features: - Smart Sync for easy access to all files without consuming device space. - Dropbox Paper as a collaborative workspace. - File recovery and version history. - Advanced sharing controls, including password protection and link expiration. - Two-factor authentication for enhanced security. - Dropbox Sign includes unlimited legally binding signature requests. Pricing: - Standard: $15.00 user/month (annual billing), offering 5 TB of storage. - Advanced: $24.00 user/month (annual billing), with unlimited storage. - Enterprise: Custom pricing and capabilities for larger businesses. 3. IDrive Business IDrive Business provides comprehensive cloud storage, file sharing, and backup, including solutions for server and NAS device backups. Features: - Continuous Data Protection for real-time backup of frequently used files. - IDrive Express for quick backup and data retrieval. - Disk Clone for backing up entire drives, including the operating system and settings. - Versioning capabilities. - Compliance with regulatory standards. Pricing: - Personal: 5 TB, one user, $79.50 per year. - Team: 5 TB, five users, five computers, $99.50 per year. Options up to 25 computers, 35 users, 35 TB, $699.50 per year. - Business: Unlimited users, multiple computers; 250 GB: $99.50 per year; options up to 5 TB, $1,499.50 per year. 4. Google Drive for Business (Workspace) Google Drive for Business, part of Google Workspace, is a popular choice, especially for those already using Google’s ecosystem of products. Features: - Integration with Google Workspace apps like Docs, Sheets, Slides, and more. - Real-time collaboration and editing on documents. - Powerful search function, using Google’s search technology. - Access controls and permissions for secure sharing. - Team Drive for shared workspace. Pricing: - Business Starter: $6 user/month, 1 year commitment, offering 30 GB of storage. - Business Standard: $12 user/month, offering 2 TB of storage. - Business Plus: $18 user/month, offering 5 TB of storage. The ideal cloud storage and file sharing solution will depend on your business needs, including team size, data volume, type of work, and compatibility with other tools and software. All of these platforms offer a unique set of features and pricing structures, making it important to compare and decide which service best suits your business. Factors like security, ease of use, storage limits, and integration with other applications should be considered while choosing a cloud storage solution. |
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January 2025
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