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The year is flying by, and as we approach the last quarter, you might be wondering if it’s still possible to reach that coveted Diamond status on Vitality by Christmas. Well, good news – it definitely is! Whether you’re just starting your Vitality journey or have been working towards it all year, here’s a guide on what you can do in the remaining quarter to make sure you hit that Diamond milestone. So, let’s dive in and craft the healthiest version of yourself before the holidays! 1. Register and download the Discovery app To kick-start your journey, head over to the Discovery website and register for an account. Don’t forget to download the Discovery app as well to gain access to all the tools and benefits that Vitality has to offer. Additionally, activate your Discovery account on the Discovery Bank app to unlock even more rewards and benefits at no monthly cost. Your health really is your wealth with Vitality and Discovery. 2. Assess your Vitality Complete the Vitality age online assessment to get a baseline understanding of your health. This assessment will help you identify areas that need improvement and guide you towards a healthier lifestyle. Additionally, make use of the Vitality Points Tracker to monitor your progress throughout the quarter. 3. Get active Physical activity is a key component of reaching Diamond status. Activate the Vitality Active Gear benefit and start working towards your Vitality Active Rewards exercise goals every week. To stay motivated, find a fitness partner who will join you on this journey and earn up to 30 000 points for regular gym visits. You’ll not only increase your discount but also boost your Vitality points. Remember, every step counts! 4. Health check Visit an accredited Vitality Wellness Centre, Vitality Wellness Network pharmacy, Discovery Store, or Discovery Wellness Day to do a Vitality Health Check. This will provide valuable insights into your overall health and help you stay on track. 5. Activate healthy living benefits Take advantage of the HealthyFood and HealthyCare benefits offered by Vitality. These benefits will help you make healthier food choices. Additionally, take advantage of discounted access to leading smoking cessation programmes when you make the decision to quit smoking. It’s a crucial step towards a healthier lifestyle. 6. Mental well-being matters Your mental well-being is just as important as your physical health, and Vitality recognises that. Complete the Vitality Mental Wellbeing online assessment, not just once but twice this year, to earn additional points. 7. Dine healthy Activate the HealthyFood and HealthyDining benefits to make informed choices when it comes to the food you consume. Learn how to make your own healthy and delicious meals by visiting the Vitality HealthyFood Studio. Eating nutritious food is a key component of maintaining a balanced lifestyle. 8. Fitness assessment and goals Schedule a Vitality Fitness Assessment with a biokineticist or at a wellness centre. Set yourself a fitness goal that you will achieve by November 1. It’s time to get that summer body ready – and get rewarded for it as well. 9. Explore Vitality Travel Haven’t taken your annual vacation yet? Take advantage of Vitality Travel and book a weekend getaway using the rewards and discounts you’ve earned. You deserve some relaxation and rejuvenation. 10. Finish strong Before the final quarter comes to an end, do another Vitality Health Check to see how far you’ve come. Set a reminder to do it in December so you don’t forget. Use the Vitality Points Tracker to keep an eye on your progress and stay motivated. And don’t forget to complete the Mental Wellbeing online assessment for the second time as well. Remember, reaching Diamond status is an accomplishment in itself, but the journey towards it is equally rewarding. Whether you achieve Diamond or come close, keep pushing yourself and striving for better health. Your success story can inspire others, so share it on social media and let the world know how Vitality has made a positive impact on your life. It’s never too late to level up your health and make the most of the remaining quarter. So, lace up those sneakers, activate those benefits, and let’s make this a Christmas to remember – with the gift of a healthier, diamond-level you! Source: Moneyweb Written by: Avi Kay From a broader set of investment opportunities to currency diversification, offshore investing can be a key strategy to help preserve and grow clients’ wealth over the long term. Offshore investing could feel overwhelming and as an increasing number of investors inquire about investing offshore, the following article aims to provide an overview to assist both advisers and their clients in these conversations. The end of 2023 is fast approaching and with it, a sigh of relief. It was another volatile year where politics and economics continuously toyed with our emotions. There was little peace amidst the turmoil we witnessed throughout the year, and it’s only natural that some of us are experiencing some level of fatigue. Discovery Insure’s latest Drive Trends Report reveals that fuel price hikes have implications on South Africans’ daily lives. Many consumers are spending more at the pump than they used to but getting fewer litres of fuel in total. It is no surprise then that many are taking fewer work trips per month. The data also reveals interesting findings into driving behaviour in different provinces and speeding behaviour - showing an increase in speeding incidents, especially on weekends. The Drive Trends Report, released on 30 November 2023, analysed the driving behaviour of over 240,000 drivers on Discovery Insure’s Vitality Drive programme. The data, gathered between January and October 2023, resoundingly confirms that clients’ purchasing behaviour changes when the fuel price changes. The latest data shows that when the fuel price is around R22 per litre, the average client spends around R1,950 per month. However, when the fuel price increases above R24 per litre, clients spend around R2,150 each month and get almost 3 litres less in fuel. In the current environment, this puts additional financial pressure on clients and by extension, on South Africans. “Discovery Insure is helping clients beat the increasing cost of fuel by rewarding them with up to 50% of their fuel spend back for driving well. So, when the price of fuel goes up clients can earn more in fuel rewards every month,” says Robert Attwell, CEO at Discovery Insure. Given the financial pressure many are facing, it was not surprising to see that there is a change in consumer driving behaviour. On average, clients are now taking 5 less work trips per month compared to one year ago. Provinces with denser traffic conditions have higher fuel consumption. The data also shows that clients in Gauteng, the Western Cape, KwaZulu-Natal and the Eastern Cape have an average fuel consumption that is nearly 1 litre per 100km more than that of clients in the other provinces. This is a result of worse traffic in these regions compared to other provinces. When it comes to fuel efficiency, i.e., how much fuel is consumed per kilometre driven, Limpopo drivers top the charts with an average fuel consumption of 6 litres per 100km. By comparison, if Gauteng drivers had the same fuel efficiency as Limpopo drivers, they could save almost 20% of their fuel bill every month! Western Cape drivers and women speed the least. Discovery Insure’s Vitality Drive programme has been using telematics to measure driver behaviour for more than a decade now. It rewards clients for driving well through incentives that include the most competitive cash back on fuel spend in the market. Vitality Drive clients earn points based on how well they drive. The more Vitality Drive points a client earns, the higher their Vitality Drive status, and the more rewards and benefits they get. Clients start each day with 60 points, and, using the principle of loss aversion, Discovery Insure deducts points throughout the day for poor driving behaviours such accelerating, braking and cornering harshly, as well as cell phone use and speeding. Of these driving behaviours, the Drive Trends Report reveals that speeding is the worst driving behaviour among clients, as drivers lose most of their points for driving too fast compared to other poor driving behaviours. Drivers who claim lose as much as 83% more points from speeding than those who don’t claim. The data also showed that people speed 50% more on weekends compared to weekdays suggesting that less traffic could contribute to this behaviour. People aged between 30 and 35 speed the most. “This data is powerful because it tells a story. Speeding remains stubbornly high. It is concerning to see from the data that many South Africans, particularly those in their early to mid-thirties, still tend to drive too fast on our roads,” says Attwell. Alongside the fuel price and its financial constraints implications, the report also confirms something else many of us already knew: It shows that Western Cape drivers and women, nationally, speed the least. “In fact, women lose 30% less points for speeding compared to men,” says Attwell. Most people leave for work at 6:45am, and they can optimise their ETA. Attwell adds that the Drive Trends Report shows that on weekdays, the peak driving time for the morning is 6:45 am, indicating that most people start work, in-office, between 7am and 8am. He also notes that, using Discovery’s data, South Africans can optimise their workday estimated time of arrival (ETAs) by changing their departure time. Instead of starting a trip between 7am and 8am, drivers can spend 14% less time on the road by leaving the house between 6am and 7am, and 11% if they leave after 8am. We all know that every minute stuck in traffic counts, especially during load-shedding and with the price of fuel. The Vitality Drive programme continues to help shift driving behaviours for the better through clients’ engagement, and not only does Vitality Drive help make our roads safer, but a much-needed fuel cash back benefit also helps clients’ wallets. “Discovery has paid over R1.8 billion in fuel cash back to drivers”, says Attwell. “Along with the latest Drive Trends Report findings – which give valuable insight so we can create better experiences and products for our clients – Vitality Drive provides tangible value, like easing the impact of the fuel price, and ultimately, helping to drive change.” If you would like to add Vitality Drive to your policy please contact Nigel email: service@daberistic.com tel:(011)658-1333 Source: Discovery Insure For urgent assistance and to prevent delayed turnaround times due to reduced number of staff between 22nd December 2023 to 3rd January 2023, please contact your insurance provider on the contact number provided.
Medical Aid 1. Discovery Health: 086 099 8877 for emergencies 0860 999 911 2. Fedhealth: 0860 002 153 for emergencies 0860 333 432 3. Momentum Health: 0860 117 859 ( Can Also be used for WhatsApp self-service) for emergencies 082 911 4. Bonitas: 086 000 2108 for emergencies 0860 555 505 Hospitals in Gauteng 1. Bedford Gardens: 011 677 8500 2. Life Fourways Hospital (Fourways): 011 875 1000 3. Morningside Medi-Clinic (Sandton): 086 100 5555 4. Sunninghill Hospital: 011 806 1500 5. Garden City Hospital: 011 495 5000 6. Waterfall City Hospital (Kyalami): 011 304 6600 7. Glynnwood hospital- 011 741 5000 Life cover 1. Discovery Life: 0860 00 54 33 2. Liberty: 0860 456 789 3. Momentum Myriad: 0860 665 432 5. Old Mutual: 0860 60 65 00 ( Whatsapp 0860 933 333) 6. Sanlam: 0860 726 526 ( Can Also be used for WhatsApp self-service) Short-term Insurance (Car & Business) 1. CIB: 0860 104 952 2. Momentum: 0860 784 767 4. Santam: 0860 505 911 5. Discovery Insure: 0860 999 911 6. Echelon: 0860 200 002 7. First Road Assist: 0860 911 326 Emergency services 1. Netcare 911: 082 911 2. ER24: 084 124 3. Ambulance: 10177 4. Police: 10111 |
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January 2025
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